Thursday, 20 July 2017

Pizza for passive income


Who doesn't love pizza?
Here I am talking about Pizza Pizza royalty corp., which is PZA at TSE.
It is Canadian franchised fast food restaurant.

The interesting thing is it pays monthly dividend. If you are thinking of making passive monthly income, it is a good option to try. According to Google, the dividend yield is 5.02%. It seems good.
It has over 750 locations all over Canada. Most of the Pizza Pizza restaurants are in Ontario..

But, do the same store sales are increasing? I am not sure how to find that out. But, Motley Fool Canada article dated in March 2017 mentions the same store sale of Pizza Pizza has gone up.
With just 64 shares, and an expected dividend of $0.06 per share per month, I hope to increase my dividends from next month onwards.
I am expecting an increase of $46 in my annual dividends with this one stock. That can free about 3 hours of my time!
Wouldn't it be cool to get passive income from Pizza?




Monday, 10 July 2017

Frugal Weekend

The weekend was really bright in Toronto.
As usual, Saturday was just for the errands. Sunday was really for relaxing. Sunday morning started with an extra long walk. It was a cloudy day. That made the walk even more interesting.

I saw berries on plants:
There was a rabbit going to sneak in to a backyard garden:
Can you see the rabbit in the picture? 

I am not sure, why I saw 3-4 abandoned Walmart shopping carts on the road sides. May be it is just a Scarborough thing: People should leave the cart at the shop, right? Now, the carts are making a mess on the street. 
This one is almost 1km away from the Walmart. It can roll on the road and create an accident to oncoming traffic.

At first, I had the cravings to eat out. Then changed mind and made food at home. To go out, thee was "Taste of Lawrence".  Instead, I had a salad with whole wheat crusty bread. Afternoon was just cuddling with a book. I am happy that I didn't spent unnecessarily and ate healthy. 
All the prep work for the coming work week is done. Happy and relaxed for the next week!
How was your weekend? Was it frugal or expensive? Either way, I hope, you had fun.




Wednesday, 5 July 2017

Passive Income of June 2017

Dear Visitor,
Thanks for dropping by. 
Canada day long weekend is over. Since the dentists are taking off to relax, my work hours are reduced too. More time to read and work on the blog, right? 
First of all, I need to calculate my total dividend income of June 2017. 
June is a good month for dividends. I made a total of $259.01.  I never totalled the portfolio value. This time of the year, I found that I my holdings have a total market value of $84,000. It can go up if I can transfer the IG account to the the DIY account.(Of course,I will be adding more to my investments, little by little).  We are still working on it. 

I also started learning to work with Google docs. It is going to be more fun. Then the public library is offering few online courses. I am going to look on that too. 
So how you spend a few hours of unexpected free time?



Tuesday, 4 July 2017

Canada Day, the Rubber duck etc.

Dear visitor,
thanks for dropping by.
It was supposed to be a 3 day weekend. But, I was doing my paid work on Monday.(not complaining though)
That didn't mean I was not having fun.  
Yes, we went to see the world's largest rubber Duck . Then stayed late to see the fireworks too. 
I was thinking of packing some food to eat.(I am frugal, right?)
But, my family was suggesting to have fun by eating from the food stalls there. 
The subway was crowded. It was packed with people. The rain didn't dampened the spirit. We walked from Union station to the Harbour. The food stalls there was very crowded. People were standing in lines to place their order. We ended up walking on the street and bought food from stall in the grocery shop. It was a sandwich on Pita bread. They had only large ones. The small ones were all sold out. Then there was no place to sit and eat. We just stood in a corner and ate. 
 Every one was happy and having a great time.Even the washrooms were having long waiting list.  First time I saw people ignoring the traffic lights and walking through the streets. Some divers got annoyed and horned. The polite Canadians didn't show any road rage. They just smiled, waved and passed. 
People have different opinions about the duck though. some thought it was a waste of money, some thought it was attractive. 
I heard a lot of languages being spoken. Saw all sorts of people. If it was in a South East Asian country, the girls in our group would have been groped by men of all ages. The women here are  carefree and less worried about being in a crowd.  
I got a few pictures of the fireworks @CN Tower.



While going back, the subway was much more crowded. We had TTC Day pass with us. I was thinking many people won't bother to put the tokens: but, I was wrong. Canadians did take the time to pay the fair to get in the subway. Oh, lord! the train was so crowded. Every one was trying to squeeze in to help the next one to get in the train. The love and kindness people show to one another is amazing. 
Yes, I am really proud to be a Canadian. I am sure you can understand and relate to it. How was your weekend?


Thursday, 29 June 2017

Great to know

Dear visitor,
Thanks for dropping by.
If you are a regular reader, then you know that my day job is dental assisting. In my job, I work very close to the boss, dentist. You can say we are working to nose to nose. 
We work like a co-ordinated manner. The instruments and materials pass from assistant to dentist without a word. My suction tip will go into patient's mouth without the patient even realizing it. When a crown is being cemented, my finger will be pressing it down for the dentist to do flossing. I take great pride in not making the dentist to mention what is to be done.
No dentist ever told me I am doing a good work for them ever. It is also the magic of the dental assisting. It may be the backgrounds of the dentists I work with, or it may be just another crazy habit of the dentists... I don't know. 
So, think of it, you really received a complement from your boss: "You are doing a good job" 
Yes, it happened! 
You can imagine how it feels to me: Yes, I am over the moon!
A word of appreciation can really make us feel great. It really is a catalyst to provide better service.

Have you ever experience such uplifting experiences?




Monday, 19 June 2017

Sunday Fun

Dear Visitor,
Thanks for dropping by.
The weekend was another frugal one. The weather is getting nicer. It is time to go out and be in the sun.
The gardening attempt is going on. So far two eggplants are growing out. The potato i put in the soil for fun is having a lot of leaves. Now I think, the container should have been a bit more big.
Since this is a learning process, i am not going to change the container now.
Watering plants in the balcony has to be done carefully. The water flowing out should be carefully managed. If I am not careful, the people living below will be bothered.

Sunday was father's day. Hubs got a gift. Not a very expensive one, yet it is nice and useful. It is a bag, which he really wanted.

When we are going for day trips, I make sure to carry some water. Then, most of the time, the food will also be prepared from home.

That is going to reduce the extra spending and the calorie intake.
On the investment side, I bought few shares of the CIBC last week. I just want to hold them, because we do a lot of banking with them.

How was your weekend?

Tuesday, 13 June 2017

Is there a Science in getting rich?

Dear reader,
thanks for dropping by.

Recently I saw this book at the library: "The science of Money,How to increase your income and become wealthy" by Brian Tracy. 

This book is very interesting to read. Money started as a convenient tool to get things and services from other people. So, money has a value. 

Mr. Tracy argues that whoever gives more valuable item or service is paid more. 

Some might argue it is not true. Think of the school teachers: you can be the best teacher, or a mediocre one. But, you both will get paid according to the seniority. 

 But, in most of the private sector jobs, the performance is rewarded. I can see it myself. In most of my career, I was not given a performance report. But, still I feel whenever I got an increase in payments, it was based on my hard work. An assistant who can really be one step ahead of the dentist is always appreciated. But, you will see that the receptionists are paid more than the assistants all the time. I cannot find a reason for that yet. May be they know how much money dentists are getting for each treatment. (you know, most dentists complain about the "Healthy smile program" and ODSP patients.)

When I look around, I see people who are rich are making some sort of unethical things. For example, look at Donald Trump: he did the hate speeches. He called other people names. But, he is enjoying the money and power. 

So, do the real acceptable values of honesty and  hard work are making you really rich?

What are your thoughts about accumulating wealth and hard work?