Thursday, 29 June 2017

Great to know

Dear visitor,
Thanks for dropping by.
If you are a regular reader, then you know that my day job is dental assisting. In my job, I work very close to the boss, dentist. You can say we are working to nose to nose. 
We work like a co-ordinated manner. The instruments and materials pass from assistant to dentist without a word. My suction tip will go into patient's mouth without the patient even realizing it. When a crown is being cemented, my finger will be pressing it down for the dentist to do flossing. I take great pride in not making the dentist to mention what is to be done.
No dentist ever told me I am doing a good work for them ever. It is also the magic of the dental assisting. It may be the backgrounds of the dentists I work with, or it may be just another crazy habit of the dentists... I don't know. 
So, think of it, you really received a complement from your boss: "You are doing a good job" 
Yes, it happened! 
You can imagine how it feels to me: Yes, I am over the moon!
A word of appreciation can really make us feel great. It really is a catalyst to provide better service.

Have you ever experience such uplifting experiences?




Monday, 19 June 2017

Sunday Fun

Dear Visitor,
Thanks for dropping by.
The weekend was another frugal one. The weather is getting nicer. It is time to go out and be in the sun.
The gardening attempt is going on. So far two eggplants are growing out. The potato i put in the soil for fun is having a lot of leaves. Now I think, the container should have been a bit more big.
Since this is a learning process, i am not going to change the container now.
Watering plants in the balcony has to be done carefully. The water flowing out should be carefully managed. If I am not careful, the people living below will be bothered.

Sunday was father's day. Hubs got a gift. Not a very expensive one, yet it is nice and useful. It is a bag, which he really wanted.

When we are going for day trips, I make sure to carry some water. Then, most of the time, the food will also be prepared from home.

That is going to reduce the extra spending and the calorie intake.
On the investment side, I bought few shares of the CIBC last week. I just want to hold them, because we do a lot of banking with them.

How was your weekend?

Tuesday, 13 June 2017

Is there a Science in getting rich?

Dear reader,
thanks for dropping by.

Recently I saw this book at the library: "The science of Money,How to increase your income and become wealthy" by Brian Tracy. 

This book is very interesting to read. Money started as a convenient tool to get things and services from other people. So, money has a value. 

Mr. Tracy argues that whoever gives more valuable item or service is paid more. 

Some might argue it is not true. Think of the school teachers: you can be the best teacher, or a mediocre one. But, you both will get paid according to the seniority. 

 But, in most of the private sector jobs, the performance is rewarded. I can see it myself. In most of my career, I was not given a performance report. But, still I feel whenever I got an increase in payments, it was based on my hard work. An assistant who can really be one step ahead of the dentist is always appreciated. But, you will see that the receptionists are paid more than the assistants all the time. I cannot find a reason for that yet. May be they know how much money dentists are getting for each treatment. (you know, most dentists complain about the "Healthy smile program" and ODSP patients.)

When I look around, I see people who are rich are making some sort of unethical things. For example, look at Donald Trump: he did the hate speeches. He called other people names. But, he is enjoying the money and power. 

So, do the real acceptable values of honesty and  hard work are making you really rich?

What are your thoughts about accumulating wealth and hard work?


Tuesday, 6 June 2017

May 2017, Passive income

Dear Visitor,
thanks for dropping by.
We are almost finished half of the year. Since Just has started, time is up for me to look on how much dividend is made this month. 
Between me and my spouse, we made an awesome total of $215.57 in May. 
Recently, i bought some shares of TD bank. It is one of the major banks in Canada. I was thinking of buying TD for some time. The money got ready only in May. 
There were some thoughts about buying a bigger home. After many many discussions, we dropped out that idea. Main reason is the higher housing prices. The second reason is the stress of borrowing money. So, the final decision is to pay off the mortgage on the small condo we live in and to save for retirement. 
Will you live in a small place to be financially independent? 



Monday, 5 June 2017

What am I reading

Dear Blogger, 
Thanks for dropping by. 
I haven't been to the blog for some time. I was reading books, and trying my hands on container gardening and of course, working outside the home too.
The recent book I checked out from library is "suddenly Frugal" by Lea Ingram.
Yes, you guessed it, it is about frugal living. Lea became suddenly frugal when life demanded to find ways to save money when there was no chance to make more income.
I am always looking for finding tips to save money. Yes, my family is living frugally for some time. I was thinking, I know almost all things to be frugal. But, this book gives a few more points. 
The author is giving a lot of tips on how to save on everything from cooking to driving. 
For example, we all try to line dry clothes. But, this author says she puts clothes in the dryer for 5 minutes before putting them to line dry. She let the clothes soak in the washer to save on energy and to make clothes clean. 
There are great tips to run the fridge efficiently. There are driving habits you can adopt to save on gas. 
She goes from basement to attic in the home and tells how to live better with using less power and money. 
Interesting thing is the book gives "suddenly frugal seal of approval" on so many things. 
I am pretty sure, you will find the book interesting as well as informative. 
Will you try reading this book? Which  is your favourite frugal book?
PS. You can check out her website: http://www.leahingram.com